FinTS

FinTS or Financial Transaction Services is the successor of the German online banking standard HBCI. The FinTS-specification is publicly available on the ZKA website.
Features are:

  • Support for online-banking using PIN/TAN.
  • Support for online-banking with SWIFT.
  • Key stored on floppy-disk or chip-card for physical security.
  • Making use of XML and SOAP for data-exchange, encryption and signatures.
  • Implemented on top of Http, Https and SMTP as communication layer.


External links

  • FinTS - Financial Transaction Services

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